Last updated: May 11, 2026 — These Terms of Use govern your access to and use of the Abdullah Al-Salloum Official Website, available at https://abdullah.kw, including its pages, articles, publications, media content, downloads, Open Financial Tools, login features, and links to external platforms.
The website is owned and operated by Abdullah Al-Salloum.
By using this website, you agree to these Terms of Use. If you do not agree to these terms, you should not use the website.
This website is provided as the official website of Abdullah Al-Salloum.
It presents publications, articles, studies, books, media appearances, videos, interviews, open tools, and related informational content in the fields of economics, strategic development, public affairs, technology, accounting, finance, and other related subjects.
The website is intended for general informational, educational, documentary, and public-interest purposes.
You may use the website for lawful personal, educational, research, professional, and informational purposes.
You agree not to use the website in any way that violates applicable laws, infringes the rights of others, disrupts the operation of the website, attempts unauthorized access to any system or data, copies or republishes content in violation of these terms, or misuses the Open Financial Tools, downloads, media content, or login features.
All original content published on this website, including articles, studies, written materials, books, designs, tools, page layouts, logos, text, code, and other original materials, is owned by Abdullah Al-Salloum unless otherwise stated.
All rights are reserved.
You may not copy, republish, reproduce, modify, translate, distribute, sell, license, scrape, or commercially exploit website content without prior written permission, except where allowed by applicable law or clearly permitted by the website.
You may view, read, download, or print website content for personal, educational, or non-commercial reference purposes, provided that the content is not modified, the source is acknowledged where appropriate, and the use does not imply endorsement by Abdullah Al-Salloum.
Reasonable short quotations from articles or publications may be used for discussion, commentary, academic, journalistic, or reference purposes, provided that proper attribution is given and the quotation is not misleading or used out of context.
Some materials on the website may include or refer to content originally produced by television channels, radio stations, newspapers, publishers, platforms, or other media organizations.
Copyright and distribution rights for such third-party or republished materials belong to their respective owners.
The presence of such material on the website does not transfer ownership to Abdullah Al-Salloum and does not grant users any right to reuse it beyond what is permitted by the relevant rights holder or applicable law.
The website may provide information about books authored by Abdullah Al-Salloum, including links to paperback, ebook, and audiobook marketplaces.
Book descriptions, availability, prices, formats, delivery, refunds, and purchases are handled by the relevant external marketplace or platform.
The website is not responsible for marketplace pricing, stock availability, payment processing, shipping, delivery, digital access, platform restrictions, or customer service provided by third parties.
The website may allow users to download PDF files, studies, legislations, academic files, field-related files, curriculum vitae files, and other documents.
Downloads are provided for informational and reference purposes unless otherwise stated.
You are responsible for using downloaded materials lawfully and appropriately.
The availability of a file for download does not mean that you may republish, modify, resell, or redistribute it without permission.
The website provides Open Financial Tools for accounting, financial, and related calculations.
These tools are provided for informational, educational, and practical assistance purposes only.
They are not a substitute for professional accounting, financial, investment, tax, legal, actuarial, or business advice.
Users are responsible for reviewing the results, verifying the accuracy of their inputs, and consulting qualified professionals where necessary.
The website does not guarantee that the tools will be error-free, complete, suitable for every case, or compliant with every legal, accounting, financial, or regulatory requirement.
The accuracy of the tools depends on the accuracy of the information entered by the user.
The website is not responsible for errors, losses, decisions, or consequences resulting from incorrect, incomplete, outdated, misunderstood, or unsuitable user inputs.
Some tools may allow users to save entered information for PDF generation or later continuation.
Users are responsible for ensuring that any saved information is accurate and appropriate for their intended use.
The handling of saved tool data is explained in the website Privacy Policy.
The website may allow users to log in using Google Sign-In.
Users are responsible for maintaining the security of their Google account and for any activity performed through their login session.
The website may limit, suspend, or remove access to login-related features if misuse, technical risk, unauthorized activity, or violation of these Terms of Use is detected.
The website may embed video or audio content from third-party platforms, mainly YouTube and SoundCloud.
Embedded content is provided for convenience, documentation, or informational purposes.
Third-party platforms may apply their own terms, privacy policies, content rules, technical limitations, advertisements, cookies, or data practices.
The website is not responsible for the availability, behavior, accuracy, policies, or practices of embedded third-party platforms.
The website may contain links to external websites, platforms, marketplaces, media channels, documents, or services.
External links are provided for convenience, reference, attribution, purchase access, or additional context.
The website does not control external websites and is not responsible for their content, accuracy, availability, privacy policies, terms, pricing, services, products, or practices.
Opening an external link is at the user’s own responsibility.
The content on this website is provided for general informational and educational purposes.
Nothing on the website should be understood as personalized financial, investment, accounting, tax, legal, actuarial, political, strategic, medical, or professional advice.
Users should not rely solely on website content or tools when making decisions that require professional judgment.
Where appropriate, users should consult qualified professionals.
The website aims to provide useful, accurate, and well-presented information.
However, information may become outdated, incomplete, or subject to change.
The website does not guarantee that all content, links, downloads, tools, marketplace listings, media embeds, or references will always be accurate, complete, current, available, or error-free.
The website may update, modify, remove, or reorganize content at any time without prior notice.
Users must not attempt to damage, overload, interfere with, reverse engineer, bypass, scrape, exploit, or gain unauthorized access to the website, its server, databases, tools, accounts, or systems.
Users must not use the website for unlawful activity, misleading activity, automated abuse, spam, security testing without permission, or any action that may harm the website, its owner, other users, or third parties.
The website may be unavailable from time to time due to maintenance, updates, technical issues, hosting issues, security measures, third-party service interruptions, or other reasons.
The website owner does not guarantee uninterrupted, continuous, or error-free access to the website or its features.
The website, its content, downloads, tools, links, and features are provided on an as-is and as-available basis.
To the maximum extent permitted by applicable law, the website makes no warranties of any kind, whether express or implied, regarding accuracy, reliability, availability, suitability, security, completeness, performance, or fitness for a particular purpose.
To the maximum extent permitted by applicable law, Abdullah Al-Salloum shall not be liable for any direct, indirect, incidental, consequential, special, financial, reputational, professional, technical, or business losses arising from the use of, or inability to use, the website, its content, downloads, tools, external links, embedded media, marketplace links, or login features.
This includes losses resulting from reliance on information, tool outputs, third-party platforms, external marketplace actions, technical issues, interruptions, errors, or unauthorized activity beyond the reasonable control of the website owner.
Use of the website is also subject to the website Privacy Policy.
The Privacy Policy explains how the website handles cookies, analytics, Google Sign-In information, downloads, embedded content, external links, and Open Financial Tools data.
By using the website, you acknowledge the Privacy Policy.
These Terms of Use may be updated from time to time.
When changes are made, the “Last updated” date at the top of this page will be revised.
Continued use of the website after updates means acceptance of the revised Terms of Use.
These Terms of Use are governed by the applicable laws and regulations of the State of Kuwait.
Any dispute related to the website or these Terms of Use shall be subject to the competent courts and authorities of the State of Kuwait, unless otherwise required by applicable law.